HMRC Let Property Campaign
If you have rental income that was never declared, the Let Property Campaign is HMRC’s route for putting it right. We guide landlords through the disclosure from start to finish.
Strictly confidential. We act only for you, and nothing is reported to HMRC until you decide.
Who this is for
- Landlords who have not reported rental income
- People who let a room or a property without realising they had to declare it
- Landlords with UK or overseas rental property
- Landlords who have received an HMRC letter about their rental income
What we cover
Reconstructing your rental history
Rents received, expenses and finance costs for each affected year.
The disclosure
Notifying HMRC, then preparing and submitting the disclosure within the 90 days HMRC allows.
Calculating tax and interest
Working out what is owed for each year, plus interest and any penalties.
Reducing penalties
Presenting the reasons and co-operation that support a lower penalty.
Getting up to date
Registering for Self Assessment and filing correctly in future.
How it works
- 1
Confidential call
We talk through your situation and confirm the campaign is right for you.
- 2
Gather records
Tenancy agreements, bank statements and mortgage interest records.
- 3
Disclose
We notify HMRC and submit a complete, accurate disclosure.
- 4
Agree and pay
We confirm the settlement and agree a payment plan if one is needed.
Frequently asked questions
What is the Let Property Campaign?
It is an HMRC initiative that lets landlords declare previously unreported rental income and pay what is due, often with reduced penalties compared with HMRC finding it first.
Does it apply to overseas property?
Yes. HMRC says the campaign is for landlords who owe tax through letting out residential property in the UK or abroad. An offshore element carries higher penalty maximums, and the disclosure form has an offshore option. We confirm how your facts should be presented, and coordinate the Indian side with Metta Accountants India where it applies.
Can a company or trust use the Let Property Campaign?
No. It is for individual landlords letting residential property. Companies and trusts disclosing rental income, and lettings of non-residential property such as a shop or garage, are outside it.
If my spouse and I both have undeclared rent, do we make one disclosure?
No. Each person makes their own disclosure showing their own share of the income.
Will I definitely face penalties?
Penalties depend on why the income was not declared and how fully you co-operate. A voluntary, complete disclosure generally attracts lower penalties.
Can I do this myself?
You can, but errors or omissions can raise penalties. We handle the calculations and the dealings with HMRC so it is done properly.
Official guidance: GOV.UK: Let Property Campaign, your guide to making a disclosure
This page is general information, not personal tax advice. Rules change and your circumstances matter, so please speak to us before acting.
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